Terms of Use

Acceptance of Terms

By accessing and using the infraretur website, you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website.

Use of Website

This website is provided for informational purposes about our financial education courses and services. You agree to use this website only for lawful purposes and in a manner that does not infringe upon the rights of others or restrict their use of the website.

You agree not to:

• Use the website in any way that violates applicable laws or regulations
• Attempt to gain unauthorised access to any part of the website
• Introduce viruses, trojans, or other malicious code
• Collect or harvest any personal data from the website
• Reproduce, duplicate, or copy any content without permission

Intellectual Property

All content on this website, including text, graphics, logos, images, and course materials, is the property of infraretur or its content suppliers and is protected by United Kingdom and international copyright laws.

You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.

Course Enrolment

Course enrolments submitted through this website are requests only and do not constitute a binding contract until confirmed by our team. We reserve the right to refuse enrolment at our discretion.

Course fees, schedules, and content are subject to change. We will communicate any changes affecting your enrolment directly.

Cancellation and Refunds

Cancellations made more than 14 days before the course start date are eligible for a full refund minus a small administrative fee.

Cancellations made between 7 and 14 days before the start date are eligible for a 50% refund or a transfer to a future course date.

Cancellations made less than 7 days before the start date are not eligible for a refund, though course transfers may be arranged subject to availability.

We reserve the right to cancel courses due to insufficient enrolment or unforeseen circumstances. In such cases, full refunds will be provided.

Educational Content Disclaimer

The information and education provided through our courses is for general informational purposes only. It does not constitute financial advice, investment advice, or any other type of professional advice.

We do not guarantee any specific financial outcomes from applying the knowledge gained in our courses. Individual results depend on personal circumstances, application of learning, and market conditions.

You should consult with a qualified financial adviser before making significant financial decisions.

Limitation of Liability

To the fullest extent permitted by law, infraretur shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or courses.

Our total liability for any claim arising from the use of our website or services shall not exceed the amount you paid for the relevant course.

Indemnification

You agree to indemnify and hold harmless infraretur, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the website or violation of these terms.

External Links

Our website may contain links to external websites. We are not responsible for the content, privacy practices, or availability of these external sites. The inclusion of any link does not imply endorsement.

Modifications to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting on the website. Your continued use of the website after changes constitutes acceptance of the modified terms.

Governing Law

These terms shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Severability

If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Contact Information

For questions about these Terms of Use, please contact us at:

infraretur
45 Chancery Lane
London WC2A 1JE
United Kingdom

Email: [email protected]

Last updated: January 2024